Free tool · 2 minutes

Income tax calculator

Answer 5 quick questions, mostly with a click. You'll see your tax, any refund, and legal ways to pay less. Built by an NBR-certified Income Tax Practitioner. Nothing you enter leaves your browser.

Income tax calculator Salary TDS calculator
1

Which tax year?

Pick the first one if you are filing your return now.

2

About you

Your tax-free limit depends on this.

Do you support a child or ward with a disability?

Each one adds ৳50,000 to your tax-free limit. If both parents are taxpayers, only one of them can claim it.

Is this your first tax return?

If your income is above the tax-free limit, you pay at least the minimum tax: ৳5,000, or ৳1,000 for a first-time taxpayer.

3

Your income

Enter what you earned in the tax year you picked.

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Your total monthly pay before tax: basic + house rent + medical + conveyance + other allowances. Your payslip or salary certificate shows this.

Months with this salary

Choose fewer if you joined or left mid-year.

Festival bonuses

Eid / festival bonuses are taxable salary. Most employers pay two.

Any income other than salary?

For example a business, freelancing, or renting out a house or shop.

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Profit, not sales: income minus business expenses.

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Rent received after allowed expenses, plus any other taxable income. Not sure? Enter rent received and ask us.

4

Tax-saving investments

These give you a tax rebate: 10% of what you invest, up to 3% of your taxable income. Tick what you have.

DPS: how much do you deposit each month?

Up to ৳1,20,000 a year (৳10,000 a month) counts. Only deposits made during the tax year count.

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Contributions to a recognised provident fund count. Your payslip shows both amounts. The buttons estimate it from your salary.

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Only new purchases in the tax year count, not certificates bought earlier.

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Premiums for your own, your spouse's or your children's policy. The premium counts up to 10% of the sum assured.

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Money put into shares or mutual funds listed on the stock exchange during the year.

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For example donations to government-approved funds and institutions. Ask us if you're unsure whether it counts.

5

Tax already paid

This is subtracted from your tax, so you don't pay twice.

Does your employer cut tax from your salary?

Look for "income tax" or "TDS" on your payslip. Your salary certificate shows the yearly total.

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For example advance tax paid with your car's fitness/registration, or tax cut from bank interest. Keep the challan or bank certificate as proof.

Pay less, legally

7 legal ways to reduce your income tax

Simple steps allowed under the Income Tax Act. We check all of them when we prepare your return.

1. Invest enough for the full rebate

Your rebate is 10% of eligible investment, up to 3% of taxable income. So investing about 30% of your taxable income gets you the maximum rebate.

2. Use DPS and provident fund

A DPS of up to ৳10,000 a month and your provident fund contributions are the easiest tax savers for salaried people.

3. Don't forget small investments

Life insurance premiums, savings certificates, listed shares and mutual funds all count. Keep receipts and certificates.

4. Claim your correct tax-free limit

Women, people aged 65+, people with disabilities, third gender taxpayers and freedom fighters have higher limits. Each disabled child or ward adds ৳50,000.

5. Adjust tax already paid

Salary TDS, advance tax on your car and tax cut from bank interest can be deducted from your bill. Collect the certificates.

6. File on time

Filing after the deadline can mean extra charges and losing your investment rebate. File by 30 November.

7. Plan at the start of the year

Invest monthly from July instead of rushing in June. It's easier on your cash, and your employer can cut less tax each month.

Only legal tax planning: we never hide income or claim investments you didn't make.

Want us to file your return?

Send your salary certificate and investment papers. We'll prepare, check and e-file your return, from ৳2,000.

Book a free consultation